1. Better protection against wind & water intrusion
According to IBHS, when a roof deck is exposed (after damage), about 65% of water hitting that exposed deck will enter the home — causing 2‑3 times more damage. But when steps like sealed decks and improved attachment are used, water intrusion risks drop dramatically. IBHS+1
That means fewer leaks, fewer ruined ceilings or attic insulations, and less structural damage.
2. Insurance & Grant Incentives
In Alabama, there are real financial benefits. The state offers grant‑program support for homeowners upgrading to FORTIFIED standards, including up to $10,000 in some cases. Strengthen Alabama Homes+1
Also, insurers must make a FORTIFIED Roof endorsement available. IBHS+1
And homeowners have reported discounts: up to 25‑35% or even more off the wind portion of their homeowners insurance premium. Smart Home America
3. Increased Home Value & Marketability
Homes built or upgraded to FORTIFIED standards tend to sell at a premium. Research shows resilient‑construction homes in Alabama can command higher values. SageSure
So you’re not only protecting your home — you’re potentially increasing its resale value.
4. Longevity of Your Roof Investment
Even though the material’s lifespan may be similar, the system you install matters. The FORTIFIED standard ensures your roof is less likely to fail prematurely due to wind or water damage, which means fewer emergency repairs, fewer replacements. IBHS+1